In July 2025, three key pieces of digital asset legislation were progressing in the U.S. federal government, including the GENIUS Act
. The three bills are: <ul jscontroller=”mPWODf” data-processed=”true”>
GENIUS
Act (Guiding and Establishing National Innovation for U.S.
Stablecoins): This act establishes a regulatory framework for payment
stablecoins, outlining rules for issuers, reserve requirements, and
consumer protections. The GENIUS Act became law on July 18, 2025.
CLARITY
Act (Digital Asset Market Clarity Act): This bill aims to clarify the
regulatory classification of digital assets and define the roles of the
CFTC and SEC in regulating them. It passed the House and moved to the
Senate.
Anti-CBDC
Surveillance State Act: This legislation seeks to prevent the Federal
Reserve from issuing or using a central bank digital currency. It also
passed the House and is awaiting Senate consideration.
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These bills signify a move towards a comprehensive regulatory framework for digital assets in the U.S..